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How can decisions about health care in the United States - too long dominated by providers, government, and the legal system - be put back into the hands of the people? Clark C. Havighurst contends that private contracts can be sharpened to do just that and ensure universal coverage, too. Private contracts, the author states, would allow for more and genuine consumer choice, based on real differences among competing health plans in content, coverage, and cost of services. Contracts would establish the standards and obligations of all parties - instead of the courts relying on definitions of care borrowed from the medical profession that drive health plans to overspending. Voluntary economizing would replace rationing without consent. Contracts could cure a dysfunctional health care market and end a severe misuse of U.S. resources. Often with specific contract language, Mr. Havighurst offers organized health plans, employers, purchasing cooperatives, Congress, and the courts ways they can turn private contracts into effective instruments of consumer-driven health reform. He recommends explicit recognition of contracts in any health reform legislation. With changes in how health coverage is purchased, courts would respect freedom of contract. And better health care contracts could be the key to designing an appropriate and affordable form of universal coverage.

A Practical Guide on Planning and Paying for Long-Term Care "This book provides the information and guidance people will need to make sound decisions about ensuring and gaining access to long-term care." --Ann Landers "An excellent source of information..." --"Money "If I need long-term care someday, how will I pay for it?" If you haven't asked yourself this question, you should. "Planning for Long-Term Care gives you the unbiased information and answers you need to understand, select, and--most important--pay for long-term care services and insurance. With contributions from today's most knowledgeable experts, this fact-filled reference describes the different types of long-term care services, how and where to access them, what they will cost, how you can prepare for that cost, and much more. Concise yet comprehensive, it tells you all you need to know about: Private long-term care insurance: Is it right for you? What Medicare will pay for--and what it won't Financial planning strategies to protect your lifestyle and your family's inheritance The costs of unexpected long-term health care can bury a family financially--but they don't have to. Let USHC's "Planning for Long-Term Care show you how to make the most informed, intelligent choices today and begin to lay the proper foundation for your own long-term care and comfort.

Clinton health care plan - In 1993, United States President Bill Clinton's administration proposed a significant health care reform package. Clinton had campaigned heavily on health care in the 1992 election, and quickly set up a task force, headed by First Lady Hillary Clinton, to come up with a comprehensive plan to provide universal health care for all Americans, which was to be a cornerstone of the administration's first-term agenda.

Federal Employees Health Benefit Plan - The Federal Employee Health Benefit Plan is a system of "managed competition" though which employee benefits are provided to full-time permanent civilian employees of the United States Government. It allows insurance companies and employee associations such as labor unions to develop health, dental, and allied plans to be marketed to governmental employees.

Health care in the United States - Health care in the United States is provided by many separate legal entities. Current estimations put US health spending at approximately 13.

Coventry Health Care, Inc. - Coventry Health Care, Inc. (Coventry) () is a managed health care company in the United States.

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